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Disclosure

Hans Kim is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0K21144), CO, CT, DE, FL, GA, IL, MA, MD, MN, NJ, NY, PA, RI, TX, UT, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

Hans Kim is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2160 N Central Rd Ste 205a, Fort Lee, NJ, 07024, 201-944-2580. In this regard, this communication is strictly intended for individuals residing in the states of CA, CT, FL, GA, IL, MA, MN, NJ, NY, PA, RI, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Hans Kim is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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